Business Line of Credit
A safety net that's there before you need it.
AmountFlexible limits
SpeedDraw funds on demand
TermRevolving
PricingInterest only on what you use
DocsAsk about our interest-only flex loan
A business line of credit is a revolving reserve of capital you can draw from whenever you need it and repay on your own schedule. You only pay for the funds you actually use — making it ideal for smoothing cash-flow gaps, covering payroll, or jumping on a time-sensitive opportunity.
How Business Line of Credit works
- You're approved for a credit limit.
- Draw any amount up to that limit, anytime.
- Pay interest only on what you've drawn — not the full line.
- As you repay, your available credit replenishes.
The upside
- No cost until you draw
- Reusable — pay down and borrow again
- Fast access to cash when you need it
- Interest-only flex option available
Worth knowing
- Variable rates on some lines
- Discipline required to avoid over-drawing
- Limits may be lower than a lump-sum loan
Frequently asked
Do I pay anything if I don't use it?
With our flex line, there's no cost unless and until you draw funds. It simply sits there as a reserve.
How fast can I access drawn funds?
Once your line is open, draws typically hit your account same-day or next-day.
What is the interest-only flex loan?
It lets you carry a balance paying interest only for a period, keeping your payments low while you put the capital to work. Ask your advisor whether you qualify.