Funding for Manufacturing
Asset-based lending turns equipment, inventory, and receivables into working capital, and equipment financing puts new machinery on the floor with the machine itself as collateral.
Manufacturing is capital-hungry in both directions. The work requires machines that cost as much as buildings, and the customers who keep you busy — the big ones — pay on terms that stretch two or three months past delivery. So the order book grows and the bank account shrinks, and the bank that should celebrate your backlog instead frowns at your cash position. Broadway reads it the way an operator does. Your equipment, inventory, and receivables are real value, and we lend against them. One short form, three months of bank statements, soft credit pull, same-day decision, funding in as little as 24 hours.
The challenge
Machines, materials, and payroll get paid long before customers do, and big customers pay on net-60 or net-90. A large purchase order can be a cash-flow crisis dressed up as good news.
How Broadway Advance helps
Asset-based lending turns equipment, inventory, and receivables into working capital, and equipment financing puts new machinery on the floor with the machine itself as collateral.
What owners use it for
- Buy CNC, fabrication, and production equipment
- Front raw materials for large purchase orders
- Carry payroll while big customers pay on net-60 or net-90
- Expand or retool the production floor
- Borrow against equipment and inventory you already own
- Invest in automation and quality-control upgrades
See your real number in about five minutes.
Apply nowFunding options that fit manufacturing
Asset-Based Lending
Turn real estate, inventory, equipment, or credit into working capital.
Based on asset value →Equipment Financing
Buy the equipment you need; the equipment itself secures the deal.
Up to 100% of equipment cost →Term Loan
The lowest rates and longest terms, with predictable monthly payments.
Up to $5,000,000 →Manufacturing funding questions
I just landed a purchase order bigger than my cash can cover — what now?
This is the classic manufacturing problem and there are good tools for it. Asset-based lending against your receivables and inventory raises working capital for materials and labor, secured by value you already have. If the timeline is tight, an advance can fund in as little as 24 hours to get materials ordered while a larger facility is structured. Bring the PO and three months of bank statements; we broker across 25+ funders and will structure around the order.
Can I borrow against machinery I already own outright?
Yes. Paid-off equipment is unlocked capital sitting on your floor. Through asset-based lending, Broadway can structure a facility against owned machinery — alone or combined with inventory and receivables — which generally prices better than unsecured money because the collateral is real and durable. It is a sensible way to fund growth without diluting ownership or waiting out a bank's committee calendar. Same one-page application, same-day decision.
New machine: equipment financing or a term loan?
If the money is for the machine itself, equipment financing is usually cleaner — up to 100% of the cost, the machine is the collateral, and approval leans on the asset rather than putting a blanket lien on the business. A term loan, up to $5M on 3, 5, or 7-year terms, makes more sense when the project is bigger than one machine — a line expansion, a facility, tooling plus working capital. We will price both against your statements and let you compare.