Funding for Gas Stations
High, steady daily card volume fits an MCA remittance, and the property itself supports asset-based lending for bigger projects like tanks, canopies, and remodels.
A gas station moves serious money and keeps very little of each gallon — the margin lives in pennies, and the fuel jobber still wants the whole load paid for up front. The convenience store is where the actual profit is, but building it out, adding food service, or upgrading pumps and tanks takes capital a bank will spend months deciding on. You have something banks should love and often ignore: relentless daily volume and real estate under your feet. Broadway funds against both. One short form, three months of bank statements, soft credit pull, same-day decision, funding in as little as 24 hours.
The challenge
Fuel margins are pennies per gallon while every load costs tens of thousands up front, and card fees take their cut of nearly every sale. The real profit center — the store — needs capital to grow.
How Broadway Advance helps
High, steady daily card volume fits an MCA remittance, and the property itself supports asset-based lending for bigger projects like tanks, canopies, and remodels.
What owners use it for
- Front fuel inventory loads
- Expand and restock the convenience store
- Upgrade pumps, tanks, and canopies
- Add EV charging, air machines, and car wash revenue
- Borrow against the station property for remodels
- Upgrade POS and payment systems for compliance
See your real number in about five minutes.
Apply nowFunding options that fit gas stations
Merchant Cash Advance
Immediate cash today in exchange for a small slice of future sales.
Up to $2,000,000 →Asset-Based Lending
Turn real estate, inventory, equipment, or credit into working capital.
Based on asset value →Business Line of Credit
A revolving cash reserve you only pay for when you draw on it.
Flexible limits →Gas Stations funding questions
Can I borrow against the station property itself?
Yes. Real estate is one of the core assets Broadway lends against, and a station that owns its corner has meaningful equity to work with. Asset-based lending against the property generally prices better than unsecured money and supports bigger projects — tank work, canopy replacement, a full store remodel. It involves more documentation than an advance, so for urgent needs we can pair fast funding now with the property-backed facility behind it. Same-day decision on the application either way.
Pump and tank upgrades are expensive — how do owners usually fund them?
Typically with secured money, because the numbers are big and the timeline is firm. Equipment financing can cover dispensers and related hardware with the equipment as collateral, and asset-based lending against the property handles tank and site work that is not movable equipment. Compliance deadlines do not negotiate, which is why speed matters: same-day decision, and we broker across 25+ funders to structure the size you need rather than the size one bank feels like approving.
My margins are thin even though volume is high — does that hurt approval?
No — underwriters who fund gas stations understand the model. Approval keys on deposit volume and consistency across three months of bank statements, and stations are among the steadiest depositors there are. Thin margins do mean remittance sizing matters, and we take that seriously: an advance is structured against what your cash flow actually supports, not against top-line volume alone. The application is a soft pull, so the answer costs nothing to get.