Funding for Plumbing Companies
Equipment financing covers vans, jetters, and camera rigs with the gear as collateral, and a line of credit carries payroll between commercial draws.
A plumbing company carries its costs in the truck: the van itself, the inventory of fittings and fixtures riding in it, the jetter and camera rig that win the bigger jobs. Residential service pays at the door, but commercial and new-construction work pays on terms — after inspection, after the GC's draw, after everyone upstream of you gets comfortable. Meanwhile licensed plumbers are scarce and payroll is weekly. Banks move too slowly to help with any of that. Broadway underwrites your actual deposits: one short form, three months of bank statements, soft credit pull, same-day decision, funding in as little as 24 hours.
The challenge
Trucks, tools, and parts are paid for up front; new-construction and commercial work pays on terms after inspection. Emergency capacity is what customers expect — and it is expensive to keep ready.
How Broadway Advance helps
Equipment financing covers vans, jetters, and camera rigs with the gear as collateral, and a line of credit carries payroll between commercial draws.
What owners use it for
- Buy and outfit service vans
- Purchase jetters, camera systems, and trenchless equipment
- Stock pipe, fittings, and fixture inventory
- Hire licensed plumbers and apprentices
- Bridge net terms on commercial and new-construction work
- Cover dispatch software and marketing
See your real number in about five minutes.
Apply nowFunding options that fit plumbing companies
Equipment Financing
Buy the equipment you need; the equipment itself secures the deal.
Up to 100% of equipment cost →Business Line of Credit
A revolving cash reserve you only pay for when you draw on it.
Flexible limits →Merchant Cash Advance
Immediate cash today in exchange for a small slice of future sales.
Up to $2,000,000 →Plumbing Companies funding questions
Is a sewer camera and jetter rig worth financing instead of buying outright?
Usually, yes — and not because the financing is free, but because of what the rig does to your ticket sizes. Camera and jetter work commands real money and wins jobs a hand snake cannot. Equipment financing covers up to 100% of the cost with the rig as collateral, so it starts earning before it has cost you a dollar of working capital. If it books even a few jobs a month, the gear typically out-earns its payment. We will run your numbers honestly.
New-construction GCs pay us slow — how do other plumbing subs handle it?
Mostly with structure, not patience. A line of credit covers payroll and materials between draws — you pull what the gap requires and repay when the GC funds, paying interest only on the drawn amount. Companies with a book of commercial receivables can also use asset-based lending against those invoices, which prices well because the collateral is real. Bring your contracts and three months of statements; we broker 50+ programs and will fit the tool to the gap.
I'm a one-truck shop — am I too small for this?
No. Funding is sized to your deposits, not to a headcount minimum — Main Street is in our tagline for a reason. A one-truck shop with steady residential volume can qualify for an advance or equipment deal sized to what the statements support, and a second outfitted van is exactly the kind of purchase that grows a small shop into a bigger one. The application is one form, a soft credit pull, and a same-day answer — it costs nothing to find out your number.