Funding for Auto Repair & Body Shops
Repair tickets get paid by card at pickup, which gives shops the steady daily volume an MCA is built on, and equipment financing covers lifts and diagnostics with the gear as collateral.
Your revenue is only as good as your equipment. A dead lift takes a bay offline, an outdated scanner turns away late-model work, and the parts bill comes due whether or not the insurance adjuster has approved the supplement yet. Banks do not move at shop speed, and a six-week loan process does not fix a bay that is empty today. Broadway funds on what your shop actually does — daily card deposits, real tickets, three months of bank statements. One short form, soft credit pull, same-day decision, and funding in as little as 24 hours, so the bay goes back to earning instead of waiting.
The challenge
A lift down is a bay earning nothing, and parts suppliers want payment whether the customer has picked the car up or not. Fleet and insurance work pays well — eventually.
How Broadway Advance helps
Repair tickets get paid by card at pickup, which gives shops the steady daily volume an MCA is built on, and equipment financing covers lifts and diagnostics with the gear as collateral.
What owners use it for
- Replace or add lifts, alignment machines, and paint booths
- Buy diagnostic scanners and ADAS calibration equipment
- Stock parts inventory and consumables
- Bridge slow-paying fleet and insurance accounts
- Hire and keep good techs in a tight labor market
- Add bays or expand the shop footprint
See your real number in about five minutes.
Apply nowFunding options that fit auto repair & body shops
Equipment Financing
Buy the equipment you need; the equipment itself secures the deal.
Up to 100% of equipment cost →Merchant Cash Advance
Immediate cash today in exchange for a small slice of future sales.
Up to $2,000,000 →Business Line of Credit
A revolving cash reserve you only pay for when you draw on it.
Flexible limits →Auto Repair & Body Shops funding questions
Can I finance a used lift or paint booth?
Usually, yes. The equipment is the collateral, so used lifts, booths, frame machines, and alignment racks from reputable dealers qualify alongside new gear. Broadway can finance up to 100% of the cost, which means the purchase does not drain the cash you need for parts and payroll. The application is the same one-page form with three months of bank statements and a soft credit pull, and the decision comes back the same day.
My fleet accounts pay net-30 — how do I cover parts in the meantime?
A line of credit fits that gap well: draw to cover the parts order, pay interest only on what you draw, repay when the fleet check lands, and the line resets for the next round. It is built for exactly this kind of recurring timing problem. If the gap is bigger or you want a lump sum for several jobs at once, an MCA funds faster and approves on your deposits rather than your credit. We will show you both numbers.
My credit took a hit but the shop does steady volume — can I still get funded?
Very likely. A merchant cash advance approves on cash flow, not credit score — we look at three months of bank statements and the daily volume your shop actually does. The honest trade-off: an MCA costs more than bank money. But when the banks say no and a bay is down, paying more for capital that arrives in 24 hours usually beats earning nothing while you wait. As your credit recovers, we can move you into cheaper products.