Funding for Landscaping & Lawn Care
Equipment financing puts mowers and trucks on the trailer with up to 100% of the cost covered, and a line of credit carries the crew through winter and the spring ramp.
Every landscaper knows the spring squeeze: contracts signed, crews to hire, mowers to service or replace, fuel and materials to front — all before the first invoices go out, and right after the leanest months of the year. Commercial accounts pay net-30 or net-60 once the season starts, which stretches the gap even further. Banks want smooth monthly revenue; your business simply does not work that way. Broadway underwrites on three months of bank statements and knows what a seasonal trade looks like. One short form, soft credit pull, same-day decision, funding in as little as 24 hours — in time for the season, not after it.
The challenge
The season is seven or eight months long, but the equipment bills, insurance, and payroll run all twelve. Spring ramp-up costs hit hardest exactly when the bank account is at its winter low.
How Broadway Advance helps
Equipment financing puts mowers and trucks on the trailer with up to 100% of the cost covered, and a line of credit carries the crew through winter and the spring ramp.
What owners use it for
- Buy mowers, trucks, trailers, and skid steers
- Cover spring ramp-up payroll and hiring
- Add snow removal equipment for winter revenue
- Front fuel, plants, and materials for big installs
- Bridge net-30 and net-60 commercial accounts
- Expand into irrigation, hardscape, or tree work
See your real number in about five minutes.
Apply nowFunding options that fit landscaping & lawn care
Equipment Financing
Buy the equipment you need; the equipment itself secures the deal.
Up to 100% of equipment cost →Business Line of Credit
A revolving cash reserve you only pay for when you draw on it.
Flexible limits →Merchant Cash Advance
Immediate cash today in exchange for a small slice of future sales.
Up to $2,000,000 →Landscaping & Lawn Care funding questions
My revenue basically stops in winter — can I still get approved?
Yes, with timing and structure on your side. We review three months of bank statements, so applying during or just after your season shows your real earning power. For the winter gap itself, a line of credit is the better tool — it costs nothing until you draw and resets when spring revenue lands. If you run snow removal, those deposits count too. The application is one form with a soft credit pull, so finding out costs you nothing.
Can I finance used commercial mowers and trucks?
Generally, yes. The equipment serves as the collateral, so commercial mowers, work trucks, trailers, and compact equipment qualify new or used. Broadway can finance up to 100% of the cost, which matters in spring when every dollar of cash is already spoken for by payroll and materials. Heavy-use equipment is priced on its value and your deposits, not on a banker's mood. Same-day decision off the standard one-page application.
Should I borrow to add snow removal for the winter?
It is one of the better uses of borrowed money in this trade, because it attacks the actual problem — the months with no revenue. Plows, spreaders, and a truck that earns from November to March turn your worst quarter into a working one, and equipment financing covers up to 100% of the gear with the gear as collateral. Be honest about your market and contracts first; if the snow work is there, the financing math usually follows.