Funding for Cleaning & Janitorial Services
A line of credit carries payroll between invoices and resets when clients pay, while an MCA can fund the up-front staffing and equipment a big new contract demands.
Growth in this business has a cruel mechanic: win a big building, and you must staff it, equip it, and clean it for a month or two before the first invoice is paid. Multiply that by every new account and a thriving company can feel permanently broke. Banks see a service business with no hard assets and shrug; what you actually have is contracted, recurring commercial revenue — some of the most dependable income there is. Broadway funds against it. One short form, three months of bank statements, soft credit pull, same-day decision, and funding in as little as 24 hours, so payroll never depends on a client's AP department.
The challenge
Commercial contracts pay on net-30 or net-60, but your crews get paid every week. Every new account you win widens the gap between payroll going out and invoices coming in.
How Broadway Advance helps
A line of credit carries payroll between invoices and resets when clients pay, while an MCA can fund the up-front staffing and equipment a big new contract demands.
What owners use it for
- Cover weekly payroll while invoices age
- Staff up for new buildings and contracts
- Buy floor machines, vans, and equipment
- Purchase supplies and chemicals in bulk
- Carry insurance and bonding for bigger bids
- Fund marketing and bidding on commercial accounts
See your real number in about five minutes.
Apply nowFunding options that fit cleaning & janitorial services
Business Line of Credit
A revolving cash reserve you only pay for when you draw on it.
Flexible limits →Merchant Cash Advance
Immediate cash today in exchange for a small slice of future sales.
Up to $2,000,000 →Equipment Financing
Buy the equipment you need; the equipment itself secures the deal.
Up to 100% of equipment cost →Cleaning & Janitorial Services funding questions
I just won a contract that doubles my payroll — how do I cover it until they pay?
This is the right problem to have and the easiest one to explain to an underwriter, because the contract itself is evidence. An advance can fund in as little as 24 hours to cover hiring, equipment, and the first payroll cycles; a line of credit then handles the recurring gap, drawn each cycle and repaid when invoices clear. Bring the contract and three months of bank statements — the new revenue makes the repayment story straightforward.
We're a small company without trucks full of equipment — is there anything to lend against?
You do not need hard assets for most of what we do. An MCA and a line of credit are underwritten on cash flow — three months of bank deposits — not on collateral. That is precisely why these products exist for service businesses. If you do have receivables from commercial clients, asset-based lending against them is an option that can price better. Either way the application is the same one-page form with a soft credit pull and a same-day answer.
Does equipment financing apply to floor machines and vans?
Yes. Auto scrubbers, burnishers, carpet extractors, and work vans all qualify — the equipment is the collateral, and Broadway can finance up to 100% of the cost. That keeps your cash where this business actually needs it: payroll. Financing the van instead of writing a check for it means three months of wages stay in the account. New or used from a reputable seller both work, with a same-day decision off the standard application.