Funding for Food Trucks & Catering
Card-heavy daily sales fit an MCA's revenue-tracking remittance, and equipment financing covers the truck and build-out with the vehicle itself as collateral.
A food truck is a restaurant that had to buy its building first. The truck, the build-out, the generator, the hood and cold storage — all paid before the first service — and the operating calendar runs on festival fees, commissary rent, and permits that are due before the events that justify them. The revenue is real but it answers to seasons and weather. Banks see a vehicle and a hobby; we see a kitchen with daily card sales and a line out the window. Broadway funds it: one short form, three months of bank statements, soft credit pull, same-day decision, funding in as little as 24 hours.
The challenge
The truck and its kitchen are paid for up front, event and commissary fees come due before the service date, and a rained-out weekend takes its revenue with it.
How Broadway Advance helps
Card-heavy daily sales fit an MCA's revenue-tracking remittance, and equipment financing covers the truck and build-out with the vehicle itself as collateral.
What owners use it for
- Buy or build out a truck or trailer
- Replace generators, refrigeration, and cooking equipment
- Add a second truck or a catering operation
- Cover festival, event, and commissary fees up front
- Stock food inventory for big bookings
- Fund wraps, branding, and online ordering
See your real number in about five minutes.
Apply nowFunding options that fit food trucks & catering
Equipment Financing
Buy the equipment you need; the equipment itself secures the deal.
Up to 100% of equipment cost →Merchant Cash Advance
Immediate cash today in exchange for a small slice of future sales.
Up to $2,000,000 →Business Line of Credit
A revolving cash reserve you only pay for when you draw on it.
Flexible limits →Food Trucks & Catering funding questions
Can I finance the truck itself, including the kitchen build-out?
Yes. The truck and its installed equipment are the collateral, so equipment financing can cover the vehicle and build-out together — up to 100% of the cost, new or used. That structure exists because a built-out truck is a revenue-producing asset, not just a vehicle. Keeping your cash free matters double in this business, where permits, commissary rent, and inventory all bill ahead of revenue. One form, three months of bank statements, soft pull, same-day decision.
My sales swing with seasons and weather — can I still qualify?
Yes. We underwrite on three months of bank statements, and underwriters know mobile food runs with the calendar. An MCA fits the swings by design: remittance tracks your sales, so a rained-out week costs proportionally less than a festival week. The practical advice is to apply on the strength of your season where you can, and to size the advance against your honest average — not your best Saturday. We will help you set that number.
Catering clients pay deposits but the balance comes after the event — how do I float big jobs?
A line of credit handles it cleanly: draw to cover food, staff, and rentals beyond the deposit, then repay when the balance clears after the event — paying interest only on what you drew. For an operator landing bigger corporate and wedding work, that beats turning down jobs your cash cannot float. If a single large booking needs fast capital, an advance funds in as little as 24 hours. Same one-page application either way.