Funding for Junk Removal & Hauling
Hauling revenue is fast — most jobs pay on the spot — but growth is capital-hungry. Equipment financing covers the truck at up to 100% of cost; an advance against daily deposits covers the crew and the ramp-up.
Junk removal has a simple growth equation: more trucks, more routes, more revenue. The problem is the order of operations — the truck, the dump trailer, the insurance, the wrap, and the two-person crew all get paid before the new route books a single job, and your existing trucks are already feeding fuel, disposal fees, and payroll every day they roll. Banks see a young company with thin assets; you see a booked-out calendar and a waitlist. Broadway funds the math you are actually living: three months of bank statements, one short form, soft credit pull, same-day decision. Equipment financing up to 100% of cost puts the next truck on the road, and funding in as little as 24 hours means it happens this week.
The challenge
This business scales one truck at a time, and every truck is a pile of cash — the vehicle, the wrap, the insurance, the crew — spent before it books its first job. Meanwhile dump fees, fuel, and labor go out the door every single day you operate.
How Broadway Advance helps
Hauling revenue is fast — most jobs pay on the spot — but growth is capital-hungry. Equipment financing covers the truck at up to 100% of cost; an advance against daily deposits covers the crew and the ramp-up.
What owners use it for
- Finance the next truck and dump trailer at up to 100% of cost
- Cover crew payroll and insurance while a new route ramps up
- Pay disposal and transfer-station fees through a heavy stretch
- Wrap trucks and fund local marketing to keep the calendar full
- Repair or replace a down vehicle before it costs you booked jobs
- Stock up on dumpsters or bins if you are adding a rental line
See your real number in about five minutes.
Apply nowFunding options that fit junk removal & hauling
Equipment Financing
Buy the equipment you need; the equipment itself secures the deal.
Up to 100% of equipment cost →Merchant Cash Advance
Immediate cash today in exchange for a small slice of future sales.
Up to $2,000,000 →Term Loan
The lowest rates and longest terms, with predictable monthly payments.
Up to $5,000,000 →Junk Removal & Hauling funding questions
We are only two years in. Are we too young for funding?
Probably not. Broadway underwrites on three months of bank statements, not a decade of history, and junk removal companies tend to show exactly what funders want to see: frequent deposits, jobs paid at the curb, money moving daily. Two years of operations with real revenue puts you well inside range for most of our 50+ programs. A startup with no deposits yet is a different conversation — but if the trucks are rolling and the account shows it, apply.
Truck loan or cash advance — which one for our third truck?
For the truck itself, equipment financing, almost every time. The vehicle is the collateral, Broadway can cover up to 100% of the cost, and the rate is meaningfully cheaper than an MCA. Where the advance earns a place is everything around the truck — the crew's first payroll cycles, insurance down payments, the marketing push to fill its calendar — costs nobody collateralizes. Plenty of haulers do both at once: finance the iron, advance the ramp-up.
Our revenue is steady but the margins feel thin. Will funding just dig the hole deeper?
It can, and we would rather tell you that now. An MCA costs more than bank money; if the business loses money per job, capital makes the losses bigger and faster. Funding works when it buys capacity that earns more than it costs — a truck that books out, a route in a denser zip code. If the math per job is upside down, fix pricing and disposal costs first. Send the statements and we will give you a straight read either way.