Funding for Pet Grooming & Boarding
Grooming and boarding revenue runs through the card terminal on a steady, repeat-customer rhythm — the kind of deposit history that underwrites well — while the tubs, dryers, kennels, and vans fit equipment financing at up to 100% of cost.
Pet care is one of the steadier service businesses around: clients book the same groom every six weeks, boarding fills every holiday, and people cut plenty of things from the budget before they cut the dog. The constraint is almost always capacity and equipment — one more tub, one more groomer, one more row of kennels, a van for mobile work. Banks take months to fund a kennel expansion; the holiday waitlist will not wait that long. Broadway works from your actual deposits: one short form, three months of bank statements, a soft credit pull, a same-day decision, and funding in as little as 24 hours. Equipment financing covers up to 100% of cost on the gear that does the work.
The challenge
Standing appointments and holiday boarding make your revenue predictable — but the business is physical. Tubs, dryers, kennels, HVAC, and vans wear out, holiday peaks demand extra staff, and a buildout for more kennel capacity costs real money up front.
How Broadway Advance helps
Grooming and boarding revenue runs through the card terminal on a steady, repeat-customer rhythm — the kind of deposit history that underwrites well — while the tubs, dryers, kennels, and vans fit equipment financing at up to 100% of cost.
What owners use it for
- Add grooming stations, tubs, and high-velocity dryers to book more dogs per day
- Build out kennel runs or daycare space ahead of the holiday rush
- Buy or outfit a mobile grooming van and take the business to the client
- Hire and train groomers and kennel staff before peak season
- Upgrade HVAC, ventilation, and drainage — the unglamorous gear inspections care about
- Add booking software, cameras, and client-update systems that justify premium pricing
See your real number in about five minutes.
Apply nowFunding options that fit pet grooming & boarding
Merchant Cash Advance
Immediate cash today in exchange for a small slice of future sales.
Up to $2,000,000 →Equipment Financing
Buy the equipment you need; the equipment itself secures the deal.
Up to 100% of equipment cost →Business Line of Credit
A revolving cash reserve you only pay for when you draw on it.
Flexible limits →Pet Grooming & Boarding funding questions
I'm a small shop — one location, a few groomers. Am I too small for this?
Probably not. Broadway works with 50+ programs across 25+ funders, and plenty of them fund single-location service businesses; what matters is consistent deposit history in your three months of bank statements, not headcount. Smaller revenue means smaller offers, which is appropriate — the danger zone is taking more than your cash flow comfortably services. A soft credit pull and one short form shows you real numbers without any obligation or credit-score damage.
What's the smarter way to fund a mobile grooming van?
Equipment financing, almost always. The van and its buildout are exactly the kind of collateral the product is designed around — Broadway can finance up to 100% of the cost, terms stretch longer, and pricing beats working capital products because the lender can recover the asset. Use an MCA for a van only if speed is everything or your profile will not clear equipment underwriting yet. A van funded the expensive way still has to groom a lot of extra dogs.
Boarding revenue spikes at holidays and sags in between. How should I time borrowing?
Apply when your statements look strongest — typically just after a busy season — because underwriters price off your recent deposits. If the goal is expanding kennel capacity before the holidays, that timing works naturally: fund the buildout in fall on the strength of summer numbers. An advance remits with your sales, so the slow weeks pull less. Just size the deal against your quiet months, not your December, and the seasonality takes care of itself.