Funding for Real Estate & Property Management
Recurring management fee deposits underwrite well, and a line of credit matches the rhythm of the work: draw to fix the emergency or carry the gap between closings, repay when fees and commissions land.
Real estate offices live on two clocks. The brokerage clock is lumpy — commissions land at closing, and a quarter with three deals slipping to next quarter still owes rent, splits, marketing, and payroll on time. The property management clock is steady but tight: predictable monthly fees against unpredictable costs, because tenants report emergencies at 2 a.m. and owners expect the repair done now and reconciled later. Banks struggle to read either clock. Broadway reads your bank statements instead — three months of them, one short form, a soft credit pull, a same-day decision, and funding in as little as 24 hours. Fifty-plus programs across 25+ funders means the structure can fit a brokerage, a management shop, or the common hybrid of both.
The challenge
Management fees are steady but thin; commissions are fat but lumpy. Meanwhile the boiler fails on a Sunday, the roof leaks in a storm, owners expect it fixed before they are billed for it, and a slow closing month still has a full month of overhead.
How Broadway Advance helps
Recurring management fee deposits underwrite well, and a line of credit matches the rhythm of the work: draw to fix the emergency or carry the gap between closings, repay when fees and commissions land.
What owners use it for
- Front emergency repairs — roof, boiler, HVAC — before owner reimbursement clears
- Carry the office through a slow closing quarter
- Recruit agents and fund the marketing that wins listings
- Grow door count by acquiring another firm's management contracts
- Upgrade property management software, owner portals, and maintenance dispatch
- Cover payroll for leasing staff and maintenance crews between fee cycles
See your real number in about five minutes.
Apply nowFunding options that fit real estate & property management
Business Line of Credit
A revolving cash reserve you only pay for when you draw on it.
Flexible limits →Merchant Cash Advance
Immediate cash today in exchange for a small slice of future sales.
Up to $2,000,000 →Term Loan
The lowest rates and longest terms, with predictable monthly payments.
Up to $5,000,000 →Real Estate & Property Management funding questions
Commission income is feast or famine. How do you underwrite that?
Across three months of bank statements, not one. A lean month next to two strong ones reads as a normal brokerage, and if you also run management fees, that recurring base strengthens the file considerably. The remittance on a cash advance flexes with revenue — lighter in a slow closing month — while a line of credit lets you draw only when the gap actually opens. Same-day decision either way, so you know your options before the famine month bites.
Owners reimburse repairs, so why would I need outside capital?
Because the timing is yours and the reimbursement is theirs. When a roof fails across three properties in one storm, you front contractors now and reconcile through owner statements over the following cycle — and enough of those events at once can swallow your operating cash. A line of credit covers exactly that float: draw for the repair, repay when reimbursements land, pay only for the days you used it. It is a timing tool, not a debt habit.
Is this for the brokerage entity or can the management company apply?
Either, or both — we fund the entity whose bank statements show the revenue. A management company with steady fee deposits is often the easier file; a brokerage qualifies on its deal flow. What we will not touch, and you should not either, is anything involving tenant security deposits or owner escrow funds — those stay where the law puts them. Funding runs through your operating account, supported by your fee and commission income.