Funding for Solar Installers
Solar cash flow front-loads the cost and back-loads the payment — equipment now, completion money after the meter swap. Working capital that arrives in 24 hours keeps installs moving instead of waiting on the last job to close.
Solar is a great business with a brutal cash cycle. The equipment for an install gets bought weeks before it goes on the roof, then the finished system sits through permitting, inspection, and the utility's interconnection queue before you can close the job out and collect the back end. Financed deals add their own funding milestones; incentive paperwork adds more. Multiply that by every job on your board and your cash is sitting on pallets and rooftops. Banks want assets they can touch; yours are wired to other people's houses. Broadway funds off your deposits — three months of bank statements, one short form, soft credit pull, same-day decision, funding in as little as 24 hours. Keep crews installing while the paperwork crawls.
The challenge
Panels, inverters, and racking get paid for up front, then the job waits on permits, inspection, and interconnection before the final dollars move. You are warehousing expensive hardware on your own dime while the utility takes its time.
How Broadway Advance helps
Solar cash flow front-loads the cost and back-loads the payment — equipment now, completion money after the meter swap. Working capital that arrives in 24 hours keeps installs moving instead of waiting on the last job to close.
What owners use it for
- Buy panels, inverters, racking, and batteries ahead of the install calendar
- Cover crew payroll while jobs wait on inspection and interconnection
- Bridge milestone payments on financed residential and commercial deals
- Stock inventory when a supplier offers real volume pricing
- Add trucks, lifts, and safety equipment for an additional crew
- Fund sales, permitting, and engineering overhead between project closeouts
See your real number in about five minutes.
Apply nowFunding options that fit solar installers
Business Line of Credit
A revolving cash reserve you only pay for when you draw on it.
Flexible limits →Merchant Cash Advance
Immediate cash today in exchange for a small slice of future sales.
Up to $2,000,000 →Term Loan
The lowest rates and longest terms, with predictable monthly payments.
Up to $5,000,000 →Solar Installers funding questions
Our revenue is lumpy because jobs close in batches. Is that a problem for approval?
Not by itself. Underwriting looks at three months of bank statements, and solar installers rarely show a smooth line — funders who work this space know completions cluster around inspection and interconnection dates. What they want to see is real volume moving through the account. If your pipeline is solid but the deposits are between batches, tell us; with 50+ programs across 25+ funders there is usually a structure that fits the shape of your quarter.
Why not just lean on our distributor for equipment terms?
Lean on them — distributor terms are cheaper than anything we broker, and you should take every day of float they give you. The gap appears when your install calendar outgrows your credit line with them, or when a commercial job needs more hardware than they will float at once. That is when outside capital earns its cost. An MCA is more expensive than bank money; use it when the margin on the jobs it unlocks clearly outruns it.
A commercial project pays on milestones and the next one is 60 days out. Can we bridge it?
Yes — milestone gaps are exactly what short-term working capital is for. You have completed work, a contracted payment, and a date; the advance carries payroll and the next equipment order until the milestone funds. The honest trade-off is cost: bridging 60 days with an MCA is more expensive than a bank line you might already have. If you have cheaper capital available, use it first. If you do not, a same-day decision beats stalling a signed project.