Funding for Accounting & Tax Firms
Extreme but predictable seasonality is what revenue-based remittance handles well — lighter in the slow months, heavier in season — and a line of credit smooths the rest of the year without costing you when you do not draw.
Nobody understands cash flow better than an accountant, which makes it more frustrating when your own firm's cycle works against you. Tax season compresses most of the year's revenue into a few months, but the staff you fought to hire, the office, the tax software licenses, and the IT security bills run all twelve. Clients pay after filing, advisory work bills net 30, and the off-season stretch tests every firm's reserves. Broadway's process respects what you already know about your numbers: one short form, three months of bank statements, a soft credit pull, a same-day decision, and funding in as little as 24 hours. With 50+ programs across 25+ funders, we can structure around your season instead of pretending it is not there.
The challenge
January through April pays for the whole year, and the other eight months you carry full payroll, rent, and software licenses on a fraction of the billing. Banks call that volatility. You call it a tax calendar.
How Broadway Advance helps
Extreme but predictable seasonality is what revenue-based remittance handles well — lighter in the slow months, heavier in season — and a line of credit smooths the rest of the year without costing you when you do not draw.
What owners use it for
- Carry payroll and rent through the off-season without touching reserves
- Staff up seasonal preparers and reviewers ahead of January
- Renew tax software, research subscriptions, and IT security before season
- Acquire a retiring CPA's book of business
- Market advisory and client accounting services to flatten the revenue curve
- Build out or relocate the office between seasons, when the work can happen
See your real number in about five minutes.
Apply nowFunding options that fit accounting & tax firms
Business Line of Credit
A revolving cash reserve you only pay for when you draw on it.
Flexible limits →Merchant Cash Advance
Immediate cash today in exchange for a small slice of future sales.
Up to $2,000,000 →Term Loan
The lowest rates and longest terms, with predictable monthly payments.
Up to $5,000,000 →Accounting & Tax Firms funding questions
Will the off-season months on my bank statements hurt my application?
Less than you would think. We read three months of statements, and the funders we place accounting firms with understand the tax calendar — a quiet July does not read like a failing business. If you apply in the off-season, expect the offer to be sized to current deposits; apply with season in the statements and it will be larger. Either way you get a same-day decision and can decide with the actual offer in front of you.
You know I'll run the APR. How does this really compare to a bank?
Fairly asked. Fast capital costs more than a bank line — annualize it and the difference is real, and we will not pretend otherwise. What you are buying is speed and certainty: a same-day decision against weeks of committee review, funding in as little as 24 hours, no collateral haggling. If you have the credit profile and the lead time, take the bank line — or let us broker you a term loan and make them compete. Use fast money when timing is the whole problem.
Can I finance buying a retiring partner's book of business?
Yes — practice acquisition is one of the better uses of debt in this profession, because the book produces recurring revenue from the first season. A term loan usually fits best; Broadway brokers them up to $5M, with the term matched to how fast the acquired clients pay back the price. Faster products can bridge a deposit or a transition cost. Bring the book's revenue history and your statements, and we will structure it like you would for a client.